How Does the Horizon Gold Card Work?

Posted on January 12, 2021 in Credit Cards

The Horizon Gold Credit Card is a private starter store card that can be useful in building credit. Whether you’re looking to rebuild your credit score or new to credit, when applying for the Horizon Gold card you won’t need to worry about your credit score. Horizon Gold doesn’t check your credit or conduct a hard credit pull. Instead, you’ll receive a $500 credit limit and access to the Horizon Gold Outlet, an online marketplace where you can purchase a variety of discounted items.

The Horizon Gold membership costs $24.95/month.

Key Features of the Horizon Gold Card

Here are some of the main features of the Horizon Gold card:

  • Easy to use starter card
  • Unsecured
  • No credit checks
  • Horizon Gold reports to the major credit bureaus
  • Quick online application process
  • 0% APR
  • Monthly payments of $25 or 10% of balance

Users of the Horizon Gold card also can receive benefits such as privacy protection, legal advice, prescription drug discounts, roadside assistance, and more.

More information on the benefits of the Horizon Gold Card can be found here:

Horizon Gold Card Application

The application process for the Horizon Gold Card is an easy, user-friendly, process with approval often granted upon completion if you are eligible. Applicants will receive a $500 line of credit with 0% interest that can be used with the Horizon Gold Outlet.

You can find the application here:

The Horizon Gold Outlet

The Horizon Gold Outlet is an online store that provides users with a catalog of retail items that can be purchased with credit. The Horizon Gold Outlet is available only to users of the Horizon Gold card.

The Horizon Gold Outlet catalog offers deals on a variety of items, including:

  • Men and women’s clothing
  • Jewelry
  • Footwear
  • Children’s clothing and accessories
  • Home items
  • Pet supplies
  • Books

To view all of the offerings that the Horizon Gold Outlet offers, visit,

Horizon Gold Credit Card Bill Pay

Users can pay their Horizon Gold card bill with simple Bill Pay functionality. Users can set up recurring payments for their bill, with reminder alerts to notify them when payments are due.

The Horizon Gold Mobile app also is an easy way to make payments, check your account balance, view transactions, and more.

For additional help making payments or with any questions, you can contact Horizon Gold customer service phone number at 1 (800) 251-6144.

Keep Using Your Horizon Gold Card to Build Credit

The Horizon Gold Card is a great step to building credit and improving your credit score. With routine use of your Horizon Gold credit card, you can be on your way to a solid path of credit. One of the benefits of using the Horizon Gold card is that Horizon Gold will report your activity to the 3 major credit bureaus every month, helping you to boost your credit score. Using your card appropriately can lead to a boost in credit every month of the year!

Looking for expert financial advice? TurboFinance can help connect you or your business with the best financial consultants who can help put you on a path to build wealth and control your finances. For more information on credit cards and other financial information, visit

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