Turbo Debit Card Review 2021

Posted on May 25, 2021 in Credit Cards

A debit card is one of the most useful financial tools you can have in your wallet, but some cards offer more perks than others. Consider the Turbo Debit Card as a way to enjoy rewards, build positive financial patterns, and improve your overall money situation. Let’s take a deep dive into Turbo Debit and learn why you’d want this account, as well as how to get a card of your own and start using it.

Turbo Debit Card Details

The Turbo Debit Card is offered by Intuit, a financial company that also provides well-known products like TurboTax, QuickBooks, and Mint. You might already be using an Intuit service to manage your tax returns, track stimulus checks, or handle your personal budget. If you own a small business, perhaps you’re familiar with Intuit’s payroll and accounting software as well. This company has made a name for itself as an accessible, user-friendly option for professional financial tools.

Turbo Debit offers another opportunity to round out your financial skills and growth. One advantage to working with Intuit products is that you can link your accounts together. This makes it easier for you to get a clear picture of your money, as well as manage your taxes when the time comes. Turbo Debit is a useful tool for anyone, but particularly established Intuit users.

ASAP Direct Deposit

With their ASAP Direct Deposit service, Turbo Debit gives you advance access to your regular direct deposit funds. If you receive regular paychecks or benefits through direct deposit, this service credits your account for the deposit amount early. You can receive benefits up to two business days early, and government benefits up to four business days early. Receiving your payment ahead of time is an amazing benefit that can make the end of the pay period or the month less stressful.

ASAP Direct Deposit is available in many cases, but not across the board. Your funds may be available early depending on the financial system and settings of the organization that pays you. In some cases, early deposits won’t be available at all. In others, the timing of your early payment could vary from week to week or month to month. 

Reload At The Register

You can easily add funds to your Turbo Debit account at more than 100,000 retail stores nationwide. Stores such as CVS, Walgreens, Dollar General, Walmart, 7-Eleven, and others allow you to deposit cash at the register.

MoneyPak

You can also add funds to your account through the MoneyPak service at more than 70,000 locations. MoneyPak allows your friends and family to send money to your Turbo Debit card, making it easy to handle repayments, gifts, allowances, and more. You can also add funds to your own account even when you don’t have your card with you.

Free ATM Network

It’s also easy to take cash out of your Turbo Debit account. You’ll have access to a nationwide network of free ATMs that’s larger than some major banks offer. The Turbo Debit app makes it easy to find a free ATM whenever you need one.

Your Turbo Debit card will still work at ATMs out of network, though you’ll be responsible for fees in these situations. Luckily, the Turbo Debit network is widespread enough that you should always be able to find a free ATM near you.

Free Credit Score & More

Your Turbo Debit account gives you access to a variety of financial planning tools, including free Turbo credit scores. You can take control of your financial situation by monitoring and tracking your credit score. Positive financial habits will improve your credit score over time, so you can watch your score improve. In addition, Turbo Debit also makes it easy to see your balance, pay bills, and plan your budget, so you’ll enjoy a range of other useful tools.

How Does The Turbo Debit Card Work?

As a debit card, your Turbo Debit account is based on the actual cash amount in your account. This is different from a credit card, where you may have a credit limit that’s higher than your cash reserves. You can add funds to your Turbo Debit account through regular direct deposits, such as using this account to receive your paycheck or government benefits. Additionally, you can add cash to the account at retailers nationwide, as well as receive money transfers from friends and family.

When you’re ready to use your funds, you can use your debit card for online and physical purchases. You can also send money electronically.

Activate Your Turbo Debit Card

You’ll activate your Turbo Debit card online after receiving it in the mail. You’ll also set a four-digit PIN at this time. Most users receive their cards in the mail within ten business days of opening an account.

How To Track My Turbo Debit Card

Turbo Debit offers card tracking so you can gauge when your card will arrive. You can view this by logging into your account while your card is still in the mail.

Turbo Debit Card App

The Turbo Debit app is available to download through the Google Play store and the App Store. You can use the app to check your balance, view transaction history, find free ATMs, and deposit checks, so it’s a valuable addition to your phone.

What if I don’t have my Turbo Visa Debit card?

If you’ve lost your card or you think it may have been stolen, you should immediately report your card as missing. Turbo Debit will cancel your previous card and either send you a replacement card or a check for your account balance.

How can I access my money if I don’t have my Turbo Visa debit card?

There are several different ways to access your account without your card. 

If you need to check your account information, you can use one of these methods:

  • Check your Turbo Debit app
  • Log in to your Turbo Debit account
  • Use text notifications

To use your funds without your card, you can use online bill pay through your account.

If your card is lost or stolen, you can report it missing and receive either a new card or a reimbursement check for your account balance.

Can I get my money off of the Turbo Visa Debit Card?

You have several options to take money out of your Turbo Visa account.

  • Send money with online bill pay.
  • Pull cash from a free ATM. 
  • Withdraw cash from a bank teller.
  • Spend your full account balance on purchases.
  • If your card is lost or stolen, you can receive a reimbursement check by reporting your card missing.

What time does the Turbo Debit card deposit?

Turbo Debit charges bill payments and debits to your account at 1 p.m. EST. You should make sure there are enough funds in your account to handle your payments by this time each day. Direct deposit payments can vary based on the paying organization’s financial system.

What bank is the Turbo Debit card with?

Your Turbo Debit card is offered through the Green Dot Corporation’s Green Dot Bank. Green Dot Bank is an FDIC member, so your funds are secure. 

How do I check my Turbo Card balance?

It’s easy to check your Turbo Card balance.

  • Log in to your online account.
  • Check your balance through the Turbo Card app.
  • Request your balance via text.
  • Sign up for daily account alerts to see your balance each day.

Turbo Card Customer Service

You have several options to get help with your Turbo Debit account. Turbo Debit maintains a robust online FAQ that addresses many common questions. You can also call 888-285-4169 for more personal or advanced help.

Consider A Turbo Debit Card Today!

The Turbo Debit Card offers many great options and features that can help you take control of your financial situation. With so many different ways to add funds to your account, as well as early access to your direct deposits, you can use your money when you need it. Explore the Turbo Debit Card today and see if an account is the right fit for you.

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