Surge® Platinum Mastercard®

  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply!
  • Monthly Credit Score – Sign up for electronic statements, and get your Vantage 3.0 Score Credit Score From Experian
  • Initial Credit Limit of $300 – $1,000 (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Online account access 24/7
  • Checking Account Required
Credit Needed:Bad, Fair
Annual Fee: See website for Details*
Regular APR:29.99% (Variable)

Freedom Gold Card

  • $750 Unsecured Credit Limit*
  • Instant Approval*
  • No Credit Check
  • No Employment Check
  • Fast online application
  • Bad Credit – OK
Credit Needed:Damaged credit to Fair credit
Annual Fee: See website for Details*
Regular APR:0%

Aspiration Spend & Save™

$150 when you spend $1000 in the first 60 days of account opening

Rating: 5.0

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Aspiration Spend & Save™

  • Earn $150 when you spend $1000 in the first 60 days of account opening.
  • Get up to 5% cash back on socially conscious spending at Conscience Coalition merchants [like TOMS, Warby Parker, and more]
  • Get paid up to 2 days early
  • 55,000+ Fee-free ATM Network
  • You pay what is fair, no hidden fees.
  • Reforest the planet with every purchase you roundup
  • See business People & Planet impact scores as you shop
The Aspiration Spend & Save Account are cash management accounts offered through Aspiration Financial, LLC, a registered broker-dealer, Member FINRA/SIPC, and a subsidiary of Aspiration Partners, Inc. (“Aspiration”). Aspiration is under separate ownership from any other named entity. Aspiration Debit Cards are issued by Coastal Community Bank, Member FDIC, pursuant to a license by Mastercard International Incorporated. Aspiration is not a bank.
Credit Needed:N/A
Annual Fee: Pay What You Think Is Fair, even if it's $0
Regular APR:N/A

Unique Platinum

  • $1000 Credit Limit
  • No Credit Checks
  • Instant Approval
  • 0% Financing
  • No application denied for bad credit!
Credit Needed:Any Credit Welcome
Annual Fee: See website for Details*
Regular APR:N/A

Net First Platinum

  • Instant Approval / $750 Credit Line*!
  • No Employment or Credit Check
  • Bad Credit, No Credit – OK
  • Always 0.0% APR
  • Fast Online Applications
Credit Needed:Damaged credit to Fair credit
Annual Fee: See website for Details*
Regular APR:0%

Milestone® Mastercard®

  • Greater access to credit than before – $700 credit limit
  • Get a Mastercard accepted online, in store and in app
  • Account history is reported to the three major credit bureaus in the U.S.
  • $0 liability for unauthorized use
  • Access your account online or from your mobile device 24/7
  • Bad credit history? Milestone Mastercard could be for you. With reporting to all three credit bureaus, you can get credit for all of your hard work
  • No upfront security deposit required so you can keep more money in your pocket. Plus, gain access to a manageable credit limit with every card
  • $0 liability for unauthorized use
  • Simple application process with a response
Credit Needed:Fair/Good
Annual Fee: See terms
Regular APR:See terms

OpenSky® Secured Visa® Credit Card

• No credit check to apply and find out instantly if you are approved
• OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
• Get considered for a credit line increase after 6 months, with no additional deposit required
• You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
• Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
• View your FICO® Score through your OpenSky account, an easy way to stay on top of your credit
• Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months
• Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit
• Easy application, apply in less than 5 minutes right from your mobile device
• Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
• *View the cardholder agreement

Credit Needed:No Credit Check
Annual Fee: $35
Regular APR:25.64% (variable)

Applied Bank® Unsecured Classic Visa® Card

  • Quick & Easy Approval in Less Than 60 Seconds!
  • Reports to All Three Major Credit Bureaus
  • No Penalty Rate. Your Rate Won’t Go Up Even If You are Late
  • Access Additional Credit With On-Time Payments and Responsible usage
  • A True Unsecured EMV enabled (chip) Visa Credit card
  • Does not require perfect credit for approval
  • Fixed APR and Manageable Monthly Payments
  • 24/7 Online Account Access and Payment Options
  • E-mail Payment reminders help you keep your account in good standing
Credit Needed:Fair, Bad Credit
Annual Fee: See website for Details*
Regular APR:29.99%

First Progress Platinum Prestige Mastercard® Secured Credit Card

  • 1% Cash Back Rewards on payments
  • Choose your own credit line – $200 to $2000 – based on your security deposit
  • Build your credit score.¹ Reports to all 3 credit bureaus
  • No minimum credit score required for approval!
  • ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
Credit Needed:Poor/Limited/No Credit
Annual Fee: $49
Regular APR:15.24% (V)

First Access Visa® Card

Credit Needed:Fair, Bad Credit
Annual Fee: See Terms*
Regular APR:35.99%

Guaranteed Approval Credit Cards With $1,000 Limits For Bad Credit

If you've been looking for a credit card but have bad credit, you might be curious about the guaranteed approval card offers you've seen for bad credit with no deposit. Are they genuine? And what exactly does "guaranteed approval" imply? While this term may appear to be the solution to your credit card woes, the fact is that all credit cards have some form of basic requirements before a company will issue one to you. The fact that the requirements to qualify for these so-called guaranteed approval credit cards for bad credit are usually minimal is an important factor.

Most card issuers will require you to have an active checking account as well as proof of income that exceeds a certain minimum amount. There's also the issue of how bad your credit is. In general, a credit score of 300 (the lowest FICO score) to 650 is considered bad credit. Some card issuers, however, will consider credit scores of 550 to 650 to be simply poor credit and may consider you for an unsecured credit card. You may also find bad credit credit cards with guaranteed approval and no deposit requirements.

Many of the cards listed above provide guaranteed or instant approval with $1,000+ limits, with almost all requiring no credit check to apply. Click on a card for more information and to apply today!

Still not sure which guaranteed approval or other credit card is right for you? Let us pick the best credit cards for YOU based on your FREE credit score! Contact us today.